About

Welcome to The Money Margin.

This isn’t just a finance blog. It’s a journal of thoughts — about money, about people, and about the quiet lessons numbers often leave behind.

I’ve always loved writing.

Before I became a Chartered Accountant, I was already writing; in notebooks, margins of textbooks, and late-night drafts that never got published. Stories, thoughts, half-formed ideas. It’s how I made sense of things. 

Over time, I realised something: Finance is full of stories too.

Behind every Financial statement is a human decision.

Behind every tax file, a goal, a fear, a tradeoff.

Why I Started Writing Here

Growing up, I spent a lot of time around businesses; in my father’s factory, in client offices, in ledgers and audit reports.

Numbers were always there. But what fascinated me more were the stories behind those numbers.

I started The Money Margin to bring those stories out, not to simplify finance, but to humanise it. To talk about the everyday reality of money in a way that’s grounded, personal, and honest.

Some posts are reflective. Some are technical. Some come from books I’ve read or lessons I’ve lived. But all of them are stitched together by one thing — a love for writing, and a need to understand.

What You’ll Find Here

1. Thoughts on personal finance, tax, audit, investing in plain language.

2. Observations from my work as a CA and from life around me.

3. Posts that read more like stories than guides.

4. And the occasional money question that doesn’t have a clear answer.

I don’t write to preach. I write to explore.

And if any of it makes you pause, smile, or rethink your relationship with money; then this space has done its job.

Why “The Money Margin”?

Because margin is what’s left after everything else.

And in finance; just like in life — the margins often tell the real story.

This blog lives in that space. Between numbers and nuance.

Between spreadsheets and stories.

 

Thanks for stopping by.

You’re always welcome here.

 

— CA. Shubham Mittal